Copyright Policy

This Copyright Policy applies to www.caiz.com operated by Caiz Trade S.r.o.of Mostová 185/2 Bratislava – mestská časť Staré Mesto 811 02 (“Caiz”, “we”, “us” or “our”).

 

Intellectual Property

All Content included on the website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, video clips, data compilations, page layout, underlying code and software is the property of Caiz, our affiliates or other relevant third parties.

 

By continuing to use the website you acknowledge that such material is protected by applicable Slovakia and International intellectual property and other relevant laws.

 

You may not reproduce, copy, distribute, store or in any other fashion re-use material from the website unless otherwise indicated on the website or unless given express written permission to do so by Caiz Trade S.r.o..

 

You acknowledge that all intellectual property rights in our website anywhere in the world belong to us, that rights in our website are licensed (not sold) to you, and that you have no rights in, or to, our website other than the right to use them in accordance with this Policy.

 

Any intellectual property rights in content uploaded by you to our website shall continue to belong to you or their respective owners. You agree that you grant us a royalty-free and non-exclusive license to use, reproduce, publish and display such intellectual property rights for the purposes of performing the Services, promotional purposes, internal administrative purposes and any other purposes set out in this Policy, including for the purpose of improving the Services and our responses to users of the website. 

 

You acknowledge that you have no right to have access to our website in source code form.

 

You must not modify the paper or digital copies of any materials you have printed off or downloaded from our website in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. 

 

You must not use any part of the content on our website for commercial purposes not specified on our website without obtaining a license to do so from us or our licensors.

 

If you print off, copy or download any content on our website in breach of this Policy, your right to use our website will cease immediately, and you must, at our option, return or destroy any copies of the materials you have made.

 

Use of Copyright

For purposes of this Policy, references to copyright or marks include all trade and images and logos owned by Caiz. Caiz copyright, images and logos represent intellectual property rights owned by Caiz and as such are valued assets of Caiz. 

 

Any licensed use by you of a Caiz copyright must be authorized by us and requires proper acknowledgement and strict compliance with our requirements. Requests for a copyright license may be submitted to us using [email protected]. 

 

By using any Caiz copyright, you are acknowledging that Caiz is the sole owner of the copyright and agreeing not to interfere with Caiz’s rights in the copyright, including challenging our use, registration of, or application to register such copyright. 

 

You agree that you will not harm, misuse, or bring into disrepute any Caiz copyright and that the goodwill, if any, derived from your use of any Caiz copyright exclusively inures to the benefit of and belongs to us. 

 

You may not use any Caiz copyright in meta-tags, search fields, hidden text, or any other form that has the purpose or effect of diverting or confusing consumers without our prior written permission. 

 

Other product names or copyrights, including those appearing on Caiz, that are not owned by us are for identification purposes only and may be the registered or unregistered copyright of their respective owners. No license or right is granted by us by implication, estoppel or otherwise to any such third-party names or copyright or to the Caiz copyright hereby.

 

Copyright Claim Notification

We take the intellectual property rights of others seriously and are asking our users to do the same. If you own a copyright or if you are officially acting on behalf of a copyright owner and want to report a claim that a copyright is infringed on or through our website, please send us a notice outlining the following to the email address below.

  • A description of the copyrighted work that you claim is being infringed;
  • A link or the URL or other location of the material you claim is infringing;
  • Your name, address, telephone number, and email address; 
  • An electronic or physical signature of the owner of the copyright or a person authorized to act on the owner’s behalf.

Please also include the following statements: 

  • “I have a good faith belief that the use of the copyrighted material I am complaining about is not authorized by the copyright owner, its agent, or the law” 
  • “The information in this notice is accurate and, under penalty of perjury, I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right that is allegedly infringed”

Our Email address for Copyright Notices is [email protected]. 

Please note the following: 

We are regularly monitoring this e-mail inbox and will be reviewing your submission within 24 hours and notify you of the outcome or in some cases request further details. This typically includes the time it takes to action your request and to remove infringing content. 

Changes and Questions

We may update this Copyright Policy from time to time. If we make changes to this Copyright Policy, we will revise this Copyright Policy accordingly and also change the effective date at the end of this section. We encourage you to periodically review this Copyright Policy. If you have any questions regarding our privacy practices, please contact us.

 

Effective Date

Friday, 13th October, 2023

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      IFBA Blockchain

      The Islamic Federated Byzantine Agreement (IFBA) has three main innovations over FBA, which provides optimal resilience in decision-making, improves transparency, increases the costs for malfunctioning and ill-behaving nodes, and ensures the blockchain is Fiqh compliant. These innovations ensure the nodes in the network of the CAIZchain can always reach consensus, meaning the blockchain will never stop running.

      The three innovations are:

      I. Introduction of Islamic Supervisory Nodes
      Special type of node which is run by Islamic scholars who are respected leaders in the community

      II. Verified, Public Nodes
      Individuals and organizations must pass identity and compliance verification in order to join the CAIZchain network.

      III. Caiz Consensus Protocol
      It is used by nodes in the network to ensure the validity and Fiqh compliance of statements or ledger updates.

      DeCe by Caiz

      We developed and introduced a new financial architecture that combines the advantages of decentralized (De) and centralized (Ce) systems, giving rise to the distinctive DeCe acronym. Our mission is to secure a safe and inclusive environment that allows our community to capitalize on the opportunities provided by new digital systems. We can offer lower fees and a faster and more transparent framework based on high moral principles by balancing operations and instruments. Importantly, our users always maintain complete ownership and control over their data, deciding what to disclose and when.

      The benefits of our integrated system are self-evident: a more streamlined and efficient financial system that empowers both individuals and enterprises. But that's not all. CAIZ is at the forefront of this exciting transformation as the digital shift toward decentralized systems creates new resources and opportunities. We want to be equipped for the next stage of the global economy.

      Our moral compass

      Our name, CAIZ (jāʾiz), represents our commitment to preserving the values of lawfulness, trustworthiness, and legitimacy in all that we do. We prioritize inclusion, justice, safety, and philanthropy by adhering to Fiqh-compliant financial principles. A Fiqh-compliant financial model is centered on principles such as the prohibition of Riba (interest), asset-backed transactions, and limits on funding Haram (banned) ventures. This approach is decisively different from traditional financial systems and provides countless benefits to investors.

      First and foremost, a Fiqh-compliant financial model protects investors and their assets. Unlike traditional interest rates, a Fiqh-compliant structure allows for equity participation, with investors sharing risks and gains. Likewise, a Fiqh-compliant system emphasizes equity and places itself on parity with investors. Activity screenings are built on clear principles that prioritize social utility rather than solely focusing on profit potential. A Fiqh-compliant financial model has a long-term and positive impact on society and appeals to investors who are increasingly looking for evidence of good intentions. This is possible through a drive for transparent cooperation and the avoidance of industries that can contribute to harm.

      Our ambition at CAIZ is to bring financial instruments to users who do not have access to traditional financial systems, while simultaneously providing a more simplified and congenial model to those who are already in the finance sector.

      CAIZchain

      CAIZchain with the governance API - The CAIZchain is a distributed database solution that functions as the host for CAIZcoin and all related APIs to facilitate decentralized, peer-to-peer transactions. The blockchain operates on a network of federated nodes that approve transactions, governed by a Fiqh-compliant governance layer. To ensure Fiqh compliance, the CAIZchain incorporates innovative methods, such as full KYC requirements for new users to access the ecosystem, and an IFBA protocol, which stands for this protocol offers a more robust consensus mechanism than existing protocols, in that it ensures compliance with Islamic transaction principles.

      CAIZapi

      CAIZapi is a SaaS solution that offers access to our blockchain ecosystem, enabling you to develop apps and leverage on existing denomination to transfer value and assets. Our blockchain ecosystem enables developers to build applications that interact with other users in the network. You can use our APIs to communicate with smart contracts, send transactions and access data from other users’ wallets. We will build a variety of tools that make it easy for developers to start building their own applications using CAIZapi. These include for example a library of code samples and tutorials that show how you can use our APIs in your next projects.

      CAIZwallet

      CAIZwallet - The CAIZwallet is a digital wallet that enables users to store CAIZcoin and various financial products in the CAIZ Ecosystem. It serves as the core element for a user's interaction with the CAIZchain and the financial products offered within the Caiz Ecosystem. Integrated into the CAIZapp, the CAIZwallet can be downloaded by users on their mobile devices. Prior to utilizing the CAIZwallet and CAIZapp, users must complete a Know-Your-Customer (KYC) process, which includes identity verification and several checks to ensure compliance with anti-money laundering regulations. Furthermore, the CAIZwallet offers additional features, such as confirming transactions that are compliant with Islamic law as well as allocating a percentage of funds to Zakat.

      CAIZapp

      The CAIZapp serves as the centerpiece of the extensive CAIZ Ecosystem. With the App, you can maintain complete control over your digital assets and access all the features of the ecosystem. Check your transaction history and stay up-to-date with the latest market value of Caiz. It can be downloaded onto a mobile phone or accessed via a webpage. The CAIZapp will be consistently enhanced with new features as they become available.
      Caiz
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